Home Loans

The overall goal for SellerFinanceHouston.com is to help sellers sell faster and  to help home buyers achieve home ownership. Whether potential home owners buy through a seller financed transaction or qualify for the Federal Housing Administration (FHA) loan or a conventional loan,  SellerFinanceHouston.com works to get you the financing you need.

Here is a quick look at some of the programs we can help you with:

Federal Housing Administration - FHA

  • 600 minimum FICO requirements. This is a recent change.
  • At least three active trade lines with at least 24 months of activity, can use alternative credit references
  • At least 3.5% down payment

Traditional Conventional Mortgage

  • 620 or better FICO requirements
  • 5-10% down payment

Individual Taxpayer Identification Number Home loans

  • No FICO requirements
  • alternative credit lines
  • 20% down payment

Whether you are a seller or a buyer you can feel confident that your financial home loan needs are covered here at SellerFinanceHouston.com.

Is Credit a problem? Our group of referral partners can help. We are strategically partnered with industry professionals that work everyday to get buyers qualified for their home loans.

Note to Sellers: Don’t let your properties sit too long. Open your house to a hidden market of potential buyers with seller finance. The seller finance note is not forever, only if you plan it that way. Our loan programs and referral partners can help you sell your property faster and refinance your buyer sooner. Bringing you closer to your equity.

Note to Buyers: Don’t wait for the market to loosen its tight credit requirements. Take the initiative.  Call our office today. The only way to get where you going is to plan how to get there…today. Home ownership is not as far off as you might think. Call today, 713-589-2519, ask for Ray.

Pre-qualification Application

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